The Joplin Globe, Joplin, MO

May 2011 Joplin tornado

November 29, 2012

City of Joplin seeking more details on home insurance coverage

The city of Joplin will be asking for more insurance information from Joplin homeowners who allowed the Army Corps of Engineers to clean tornado debris from their properties, city officials said this week.

The city soon will be mailing letters to those property owners, asking them to allow their insurance carriers to release information. The goal of the effort is to determine if property owners used the federally funded debris removal program and also took insurance payouts for debris removal after the May 22, 2011, tornado. If they did, that is a duplication of services, and the city is looking to get some money back so it can return it to the federal government, said Leslie Jones, city finance director.

The requests for information are going to property owners who signed right-of-entry forms for debris removal. In signing the forms, property owners agreed that they would not seek a “duplication of benefits,” meaning they would not seek insurance payments for debris removal in addition to allowing their loose debris to be removed by a government-funded contractor.

The letters are going out to about 550 homeowners, Jones said.

“There were more landowners that got the service, but the others didn’t have insurance,” she said. “The letters are going out only to those who signed the ROE forms and had insurance.”

Most residential property owners have completed their insurance settlements on debris removal and demolition, since more than 18 months have passed since the tornado.

City officials earlier asked those landowners for information designed to reconcile private insurance reimbursements and government services provided. The city was not able to determine from that data if there had been a duplication, and officials have decided that the most accurate information can be provided by the property owners’ insurance companies.

Property owners will have to sign a form allowing the information to be released. The city is mailing the forms to landowners, asking they be signed and returned to the city by Jan. 4.

A fee will be assessed if officials determine that a landowner received an insurance payout while also using government-funded debris removal. The amount will depend on the size of the lot, with charges set at $1,500 for lots up to 10,000 square feet, $2,500 for lots up to one-half acre, and $4,000 for lots a half-acre or larger.

“We are looking for property owners to respond,” Jones said., adding that fees will be assessed “only if a property owner received insurance proceeds for debris cleanup and did not use proceeds for that.”

Jones cited as an example insurance coverage that provided $5,000 for debris removal and demolition. If the property owner used the government-funded debris removal program and then paid a contractor $5,000 for demolition of the structure, there is no duplication of benefits and a fee will not be assessed.

City officials expect the effort to take several months. After the city reviews the property owners’ insurance information, landowners will receive written notification, either saying that there was no duplication and there will be no charge, or that they will get a bill.



Heads-up

UNDER FEDERAL REGULATIONS, property owners who do not sign and return the required forms by the Jan. 4 deadline will be determined to have received duplicated services, and will get a bill, according to the city. Information is available by calling 624-0820, ext. 244.

1
Text Only
May 2011 Joplin tornado
  • Local new-home construction catches up to previous pace

    After a slow start early in this fiscal year for Joplin, the construction of new houses has resumed at the pace that existed in fiscal year 2013, when permits for new houses averaged more than 16 per month. Since November, the beginning of Joplin’s fiscal year, permits for 118 houses have been issued for a total cost of $12.8 million. The average value has been about $108,000.

    June 11, 2014

  • 052212 unity walk1_72.jpg SLIDESHOW: One year later, One day of unity, updated Photos from a day of events commemorating the May 22, 2011 tornado anniversary

    May 22, 2012 1 Photo

  • 060314 Farmers rebuild 1_72.jpg Farmers Insurance writes manual based on experience from Joplin disaster recovery

    Joplin’s housing recovery from the 2011 tornado is one for the books. Jeff Dailey, CEO of Farmers Insurance, announced Tuesday that not only will Farmers Insurance stick with Rebuild Joplin to repair and replace the homes left on the local group’s waiting list, but the company also will kick off a similar recovery effort today for the city of Sea Bright, New Jersey, based on a book it has written to expedite disaster recovery that is based on its experience in Joplin.

    June 3, 2014 2 Photos

  • r052214butterflygarden.jpg New park feature opens on tornado anniversary to encourage healing

    Cunningham Park has become an emotional place for Pamela Praytor. The name of her son, Christopher Lucas, is engraved on a monument that stands in the park in memory of the 161 people who were killed in the May 2011 tornado. “Even though I cry when I come, it’s OK,” she said. “It’s part of the healing.”

    May 22, 2014 2 Photos

  • r051214greenbldgs3.jpg Home, business cited as examples of energy efficiency, strength

    Ramona and Charles “Hugh’’ Shields were not the least bit reluctant on Monday to open their new house in the tornado zone to a bunch of strangers who had a lot of questions. “I used to live in a house where I had to wear two pairs of socks in the winter to keep my feet warm — not anymore,’’ said Ramona Shields. “This house is nice and warm in the winter, and nice and cool in the summer.’’

    May 12, 2014 2 Photos

  • Mercy Health System to receive $23 million FEMA grant

    The Federal Emergency Management Agency will provide Mercy Health System of Joplin with $23 million in public assistance funding by the end of the year. The disaster relief was announced Friday by U.S. Sen. Claire McCaskill.

    April 25, 2014

  • Respond With Love flower.jpg Joplin pays it forward with flowers; residents asked to return bulbs ‘fostered’ for other towns

    Suzan Morang’s front yard bloomed brightly last year from a colorful array of bulbs that she will happily pass on to someone else this year. Morang, 1207 Xenia Court, is a participant in America Responds With Love, a national nonprofit organization that distributes bulbs to disaster-stricken cities.

    April 23, 2014 1 Photo

  • Creator of Joplin-based ‘Dear World’ exhibit features Boston bombing victims in new work

    The messages written on the skin of some Boston Marathon victims may be different, but Joplin residents will recognize the handwriting. Robert X. Fogarty, the creator of the “Dear World: From Joplin with Love” exhibit, took his signature style of photography and inspiration to Boston. Fogarty traveled to Joplin in 2011 and took pictures of community members with inspirational messages written on their bodies in black ink.

    April 21, 2014

  • r041414wildwood.jpg Opening of nursing home another recovery milestone

    Gladys Dutton has done a lot of things in her life, but Monday’s dedication of the Communities at Wildwood Ranch nursing home marked a first. “I’ve never cut a ribbon before,” she said. “I hope I do a good job.” Dutton was one of four residents to participate in the opening of the $8.5 million nursing center that eventually will be home to 120 people.

    April 14, 2014 1 Photo

  • Joplin Redevelopment Corp. preparing for first property sale

    The first sale of property from the Joplin Redevelopment Corp. to Wallace Bajjali Development Partners is scheduled for May 16. The city staff will be working to prepare for that sale, it was discussed on Tuesday at a meeting of the JRC.

    April 9, 2014

Purchase Globe Photos


Featured Ads
Facebook
Tornado: Multimedia coverage
Tornado: Obituaries
Tornado: Columns
Tornado: Mike Pound
Tornado: Lists of missing, fatalities & relief
Tornado: Donate & volunteer
Tornado: Resources & relief